Disclaimer for Website, Products, Programs & Services
Website Products and Services
We cannot guarantee any results or outcomes if you choose to purchase a workshop e-kit, an e-book, an e-packet of information, or any other products, documents, programs or professional service offered on this website. As with any business-related program, product or service that you purchase, your results may vary, and will be based on many variables, so therefore no guarantees can be made. You agree that JKS Therapy Services, LLC and employees or affiliates are not responsible for the success or failure of your personal life decisions, goals and relationships, business decisions, the increase or decrease of your finances or income level, your well being or the well being of your clients, or any other result or consequence of any kind that you may have as a result of information presented to you through our website, blog, social media, or our programs, products and services. You are solely responsible for the outcomes, consequences and results for your life, life choices, business, business clients and all other related aspects of your life, business and well being.
All JKS Therapy Services, LLC website products are final sales and are non-refundable.
Affiliate Marketing
JKS Therapy Services, LLC occasionally partners as an affiliate with other businesses. For example, we are an affiliate with Amazon. This means that any time you click on a book recommendation link in our resources page, and should you then choose to purchase that book through the Amazon website, JKS Therapy Services, LLC will receive a very small percentage of that sale. Please understand that we do not market on behalf of Amazon or any other affiliate. We only share books, products, and resources that we support, use and believe in and we do not sell to clients or non clients. If you choose to purchase a product on this website, or if you choose to purchase a product on another website where we provide the link, you agree to assume full responsibility for using the information on this site, and you understand and agree that JKS Therapy Services, LLC and its employees, associates or affiliates, are not responsible or liable for any claim, loss, or damage resulting from its use by you or any user. We cannot guarantee any results or outcomes if you choose to purchase a workshop e-kit, an e-book, an e-packet of information, or any other products, documents, programs or professional service offered on this website or through a website link we provide or an affiliates website or business. As with any business-related program, product, material, book or service that you purchase, your results may vary, and will be based on many variables, so therefore no guarantees can be made.
Restrictions on Use of Materials
While we believe the information, products, materials, resources, services and documents provided on and through the Site to be factual and accurate, but we cannot guarantee that they are. The information, products, materials, resources, services and documents on this Site are not intended to be a substitute for legal, financial, professional medical or mental health advice, diagnosis, or treatment. Reliance on the information or the documents contained on the Site is solely at your own risk.
Because you may be residing in a different part of the country, and the law varies by state, as the law is constantly changing, it is important to understand that it affects each individual and business in different ways. As a result, if you are seeking services or products to support you or your business, it is recommended to seek outside financial and/or legal counsel relating to your specific circumstances as needed. If you have legal and financial questions or concerns, it is advisable to consult with your tax accountant or lawyer for all questions and concerns you have, may have, or hereafter have regarding any and all information, products and services presented or sold by JKS Therapy Services, LLC website, products, services and programs pertaining to your specific legal or financial situation.
Site Contents Copyright and Use
The contents of this Site are protected by national and international copyright and trademark laws, and are the property of JKS Therapy Services, LLC. You may not change or delete any author credit, trademark, legend, proprietary or copyright notices. You must follow and observe all additional copyright notices or other restrictions contained in any parts of the Site.
You may not modify, copy, publish, display, transmit, reverse-engineer, adapt or in any way exploit the content of the Site, except as necessary to perform the function on the Site, unless you request and receive prior written permission from us or the owners. To request our permission, contact us at office@fullheartfamilytherapy.com.
Professional Services
It is important that you do not disregard professional medical advice or delay seeking professional therapy support or advice because of information you have read on the JKS Therapy Services, LLC Website, the blog, newsletter, social media, mailed information, products, or information you have received from JKS Therapy Services, LLC through any means whatsoever. Nothing on the JKS Therapy Services, LLC website, blog, social media, programs, products, webinars and services shall be interpreted as entering you into a therapeutic, counseling, spiritual advising, legal advising, coaching or supervision relationship with Jill K. Shirley, or any employee or affiliates of JKS Therapy Services, LLC.
Disclaimers
JKS THERAPY SERVICES, LLC ASSUMES NO RESPONSIBILITY FOR HOW YOU USE ANY INFORMATION, SERVICES, PRODUCTS OR DOCUMENTS PROVIDED THROUGH THIS SITE. NOTHING CONTAINED ON THE SITE SHALL CONSTITUTE PROFESSIONAL ADVICE FOR MEDICAL DIAGNOSIS OR TREATMENT. NOTHING CONTAINED ON THIS SITE SHALL CONSTITUTE AS SUPERVISION OR COACHING ADVICE. NONE OF THE INFORMATION AVAILABLE ON THIS SITE SHALL BE CONSTRUED AS AN ENDORSEMENT, GUARANTEE, REPRESENTATION OR WARRANTY WITH RESPECT TO ANY MEDICAL PRACTITIONER OR MEDICAL TREATMENT. USE OF THE SITE IS AT YOUR OWN RISK.
THIS SITE IS PROVIDED “AS IS.” WE DISCLAIM ALL WARRANTIES — EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
NEITHER JKS THERAPY SERVICES, LLC IT’S EMPLOYEES NOR ANY OF ITS RESPECTIVE AFFILIATES LICENSORS OR SUPPLIERS WARRANT THAT ANY FUNCTIONS CONTAINED IN THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, VIRUS-FREE OR FREE FROM HARMFUL COMPONENTS, OR THAT DEFECTS WILL BE CORRECTED. NEITHER JKS THERAPY SERVICES, LLC NOR ANY OF ITS RESPECTIVE AFFILIATES LICENSORS OR SUPPLIERS WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT JKS THERAPY SERVICES, LLC OR ANY OF ITS RESPECTIVE AFFILIATES LICENSORS OR SUPPLIERS) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION.
APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
Limitation of Liability
UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, WILL THE JKS THERAPY SERVICES, LLC OR ANY OF ITS RESPECTIVE AFFILIATES EMPLOYEES LICENSORS OR SUPPLIERS BE LIABLE FOR ANY DAMAGES — WHETHER DIRECT, SPECIAL OR CONSEQUENTIAL — THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS, SERVICES, PRODUCTS OR PROGRAMS ON THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL JKS THERAPY SERVICES, LLC, ITS EMPLOYEES OR ANY OF ITS AFFILIATES OR ANY OF ITS OR THEIR RESPECTIVE LICENSORS OR SUPPLIERS HAVE ANY LIABILITY FOR ANY DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT, OR OTHERWISE).
Indemnity
You agree to defend, indemnify and hold harmless JKS Therapy Services, LLC, its representatives, officers, directors, and employees from all liabilities, claims, costs, and expenses, including attorneys’ fees, that arise from your use of the Site, the Site’s blog, products, programs, services, your posting, downloading or transmission of communications or material on this Site, or from your violation of applicable law.
Your Rights and Protections Against Surprise Medical Bills
(OMB Control Number: 0938-1401)
When you get emergency care or get treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing.
What is “balance billing” (sometimes called “surprise billing”)?
When you see a doctor or other health care provider, you may owe certain out-of-pocket costs, such as a copayment, coinsurance, and/or a deductible. You may have other costs or have to pay the entire bill if you see a provider or visit a health care facility that isn’t in your health plan’s network.
“Out-of-network” describes providers and facilities that haven’t signed a contract with your health plan. Out-of-network providers may be permitted to bill you for the difference between what your plan agreed to pay and the full amount charged for a service. This is called “balance billing.” This amount is likely more than in-network costs for the same service and might not count toward your annual out-of-pocket limit.
“Surprise billing” is an unexpected balance bill. This can happen when you can’t control who is involved in your care, such as when you have an emergency or when you schedule a visit at an in-network facility but are unexpectedly treated by an out-of-network provider.
You are protected from balance billing for:
Emergency services
If you have an emergency medical condition and get emergency services from an out-of-network provider or facility, the most the provider or facility may bill you is your plan’s in-network cost-sharing amount (such as co-payments and coinsurance). You can’t be balance billed for these emergency services. This includes services you may get after you’re in stable condition, unless you give written consent and give up your protections not to be balanced billed for these post-stabilization services.
Certain services at an in-network hospital or ambulatory surgical center
When you get services from an in-network hospital or ambulatory surgical center, certain providers there may be out-of-network. In these cases, the most those providers may bill you is your plan’s in-network cost-sharing amount. This applies to emergency medicine, anesthesia, pathology, radiology, laboratory, neonatology, assistant surgeon, or intensive services. These providers can’t balance bill you and may not ask you to give up your protections not to be balance billed.
If you get other services at these in-network facilities, out-of-network providers can’t balance bill you unless you give written consent and give up your protections.
You’re never required to give up your protection from balance billing. You also aren’t required to get care out-of-network. You can choose a provider or facility in your plan’s network.
When balance billing isn’t allowed, you also have the following protections:
You are only responsible for paying your share of the cost (like the co-payments, coinsurance, and deductibles that you would pay if the provider or facility was in-network). Your health plan will pay out-of-network providers and facilities directly.
Your health plan generally must:
o Cover emergency services without requiring you to get approval for services in advance (prior authorization).
o Cover emergency services by out-of-network providers.
o Base what you owe the provider or facility (cost-sharing) on what it would pay an in-network provider or facility and show that amount in your explanation of benefits.
o Count any amount you pay for emergency services or out-of-network services toward your deductible and out-of-pocket limit.
If you believe you’ve been wrongly billed, you may contact: Iowa Board of Behavioral Science at 515-281-0254.
Visit https://www.cms.gov/files/document/model-disclosure-notice-patient-protections-against-surprise-billing-providers-facilities-health.pdf for more information about your rights under Federal law.
Also see: